English: Since FOTW flags are copyrighted, I made my own version of Montenegrin civil ensign in Paint, by combining my work and this image of Montenegrin cross.
Since FOTW flags are copyrighted, I made my own version of Montenegrin civil ensign in Paint, by combining my work and [http://www.lscg.org/content/images/krstas.jpg this] image of Montenegrin cross.